WEALTH PROTECTION & LEGACY · CYBERJAYA
Wealth protection and legacy plans for your family
A legacy plan uses life insurance to leave a set sum, the sum assured, to the people you choose, with a nomination that records who they are. Tell me what you want to leave and for whom, and I'll show you the options that fit, with indicative premiums.
- Registered Life Insurance Agent, LIAM PP06/00685393
- You chat with Jonathan directly, based in Cyberjaya
Investment-Linked Plans (ILPs) combine protection with investment. Investment returns are not guaranteed and depend on fund performance; cash value may be less than premiums paid. Past fund performance is not an indication of future performance. Read the Product Disclosure Sheet and policy contract before deciding.
Start your legacy plan
Three taps, then your answers open in WhatsApp so you can check them before sending.
Common questions
What is a legacy plan?
A life insurance plan set up to leave a set sum to the people you choose, usually with coverage that lasts for life and a nomination that records who receives it.
Is a legacy plan an investment?
Treat it as protection first. You could save the same amount over 20 years, but if something happens before then, the savings may not be enough. That's what insurance is for. If a plan includes an investment part, its returns are not guaranteed.
What happens if I don't make a nomination?
For non-Muslim policy owners, a spouse or children can still claim the policy money. A proper nomination makes the process quicker and less hassle. Muslim policy owners follow different rules.
Should I choose term or whole life?
Term life is the lowest-cost way to get life protection, and it's OK to start with it. Whole life or universal life suits you if you want coverage that lasts or a payout at maturity. We compare them for your situation.
Is a nomination the same as a will?
No. A nomination covers that policy only. For wills and estate questions, speak to a qualified professional.
How much does it cost?
It depends on age, health, gender, smoker status, occupation class, the amount and the plan type. Tell me what you want to leave and I'll send indicative premiums. They stay indicative until underwriting is done.
Want to know what your family would receive today?
Send me your policy summaries on WhatsApp and we can check the sums assured and nominations together.
Talk about a legacy planFigures shared on WhatsApp are indicative starting points only. Actual premiums and coverage depend on age, health, gender, smoker status, occupation class, and underwriting assessment. This page is for general information and does not constitute financial advice. Benefits, limits and exclusions depend on each policy's terms and the insurer's underwriting. Read the Product Disclosure Sheet and policy contract before deciding. Images are AI-generated.